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Later Life Mortgages
Later life often brings new needs and priorities regarding your home, retirement, finances, family and friends. We offer friendly, expert advice for later life borrowers.
Our mortgages
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Later Life 2 - 2 Year Discount 60% LTV
Initial Interest Rate
5.79%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.90%
Product Code
R186
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,452.51, 48 payments of £1,662.53 and 228 monthly payments of £1,818.92.
The total amount payable would be £529,450.44 made up of the loan amount plus interest of £299,375.44 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life 2 - 2 Year Discount 80% LTV
Initial Interest Rate
6.79%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.10%
Product Code
R187
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,594.91, 48 payments of £1,671.37 and 228 monthly payments of £1,828.60.
The total amount payable would be £535,499.40 made up of the loan amount plus interest of £305,424.40 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.