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Below our mortgage calculator, you will find all the mortgage products that we currently offer.
You are able to filter these using the filter option and you can ‘star’ your favourites to view for comparison.
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This information is a guide providing an estimate of what your monthly mortgage payment could be and is based on the information you've given. Further information is required when you choose a mortgage and you will be given a full mortgage illustration before you make a decision.
All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.
You can mark products as favourites, allowing you to gather all your favourited items for a side-by-side comparison.
2 Year Discount 60% LTV
Initial Interest Rate
5.20%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.80%
Product Code
R200
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,371.49, 48 payments of £1,656.82 and 228 monthly payments of £1,812.68.
The total amount payable would be £525,809.16 made up of the loan amount plus interest of £295,734.16 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV
Initial Interest Rate
5.30%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.80%
Product Code
R201
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,385.06, 48 payments of £1,657.82 and 228 monthly payments of £1,813.76.
The total amount payable would be £526,429.08 made up of the loan amount plus interest of £296,354.08 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
5 Year Discount 80% LTV
Initial Interest Rate
5.84%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.50%
Product Code
R182
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.84% for 5 years, a further discounted variable rate of 7.34% for 1 year, followed by our Standard Variable Rate of 8.59%. In this example you would make 60 monthly payments of £1,459.48, 12 payments of £1,642.33 and 228 monthly payments of £1,796.82.
The total amount payable would be £517,026.72 made up of the loan amount plus interest of £286,951.72 and the following costs, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 85% LTV
Initial Interest Rate
5.45%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
7.80%
Product Code
R202
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,405.54, 48 payments of £1,659.29 and 228 monthly payments of £1,815.37
The total amount payable would be £527,358.24 made up of the loan amount plus interest of £297,283.24 and the following costs, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 90% LTV
Initial Interest Rate
5.75%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.90%
Product Code
R184
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.75% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,446.94, 48 payments of £1,662.15. and 228 monthly payments of £1,818.51.
The total amount payable would be £529,205.04 made up of the loan amount plus interest of £299,130.04 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 95% LTV
Initial Interest Rate
6.30%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.00%
Product Code
R185
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,524.36, 48 payments of £1,667.17 and 228 monthly payments of £1,823.99.
The total amount payable would be £532,553.52 made up of the loan amount plus interest of £302,478.52 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Term End - 2 Year Discount 90% LTV
Initial Interest Rate
7.34%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
8.60%
Product Code
R210
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 7.34% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,675.82, 276 monthly payments of £1,855.98.
The total amount payable would be £552,545.16 made up of the loan amount plus interest of £322,470.16 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 60% LTV
Initial Interest Rate
5.65%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.30%
Product Code
R188
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.65% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £996.92, followed by 276 monthly payments of £1,279.86.
The total amount payable would be £377,242.44 made up of the loan amount plus interest of £217,167.44, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 75% LTV
Initial Interest Rate
5.94%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.30%
Product Code
R189
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,025.02, followed by 276 monthly payments of £1,281.95.
The total amount payable would be £378,493.68 made up of the loan amount plus interest of £218,418.68, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 80% LTV
Initial Interest Rate
6.54%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.50%
Product Code
R190
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,084.33, followed by 276 monthly payments of £1,286.07.
The total amount payable would be £381,054.24 made up of the loan amount plus interest of £220,979.24, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
First Time Landlord - 2 Year Discount 75% LTV
Initial Interest Rate
6.79%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.50%
Product Code
R191
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,109.50, followed by 276 monthly payments of £1,287.70.
The total amount payable would be £382,108.20 made up of the loan amount plus interest of £222,033.20, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life 2 - 2 Year Discount 60% LTV
Initial Interest Rate
5.79%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.90%
Product Code
R186
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,452.51, 48 payments of £1,662.53 and 228 monthly payments of £1,818.92.
The total amount payable would be £529,450.44 made up of the loan amount plus interest of £299,375.44 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life 2 - 2 Year Discount 80% LTV
Initial Interest Rate
6.79%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.10%
Product Code
R187
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,594.91, 48 payments of £1,671.37 and 228 monthly payments of £1,828.60.
The total amount payable would be £535,499.40 made up of the loan amount plus interest of £305,424.40 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Discount Market Scheme - 2 Year Discount 95% LTV (30% OMV Discount)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.90%
Product Code
R199
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,480.49, 48 payments of £1,664.38 and 228 monthly payments of £1,820.94.
The total amount payable would be £530,671.32 made up of the loan amount plus interest of £300,596.32 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Discount Market Scheme - 2 Year Discount 95% LTV (20% OMV Discount)
Initial Interest Rate
6.24%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.00%
Product Code
R198
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.24% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 2 monthly payments of £1,515.82, 48 payments of £1,666.64 and 228 monthly payments of £1,823.41.
The total amount payable would be £532,190.88 made up of the loan amount plus interest of £302,115.88 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Help to Buy (E&W) - 2 Year Discount 75% LTV
Initial Interest Rate
6.64%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.10%
Product Code
R168
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.64% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,573.16, 48 payments of £1,670.11 and 228 monthly payments of £1,827.22.
The total amount payable would be £534,602.28 made up of the loan amount plus interest of £304,527.28 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 60% LTV (fixed until 28.02.2027
Initial Interest Rate
4.79%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.50%
Product Code
R221
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 4.79% until 28th February 2027, a further discounted variable rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,240.06, followed by 48 monthly payments of £1,540.86 followed by 225 payments of £1,684.96.
The total amount payable would be £486,633.90 made up of the loan amount plus interest of £269,924.90 and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 85% LTV (fixed until 28.02.2027)
Initial Interest Rate
4.99%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
7.60%
Product Code
R222
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 4.99% until 28th February 2027, a further discounted variable rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,265.16, followed by 48 monthly payments of £1,543.03 followed by 225 payments of £1,687.33.
The total amount payable would be £487,949.01 made up of the loan amount plus interest of £271,240.01 and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 95% LTV (fixed until 28.02.2027)
Initial Interest Rate
5.39%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.70%
Product Code
R223
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.39% until 28th February 2027, a further discounted variable rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,316.13, followed by 48 monthly payments of £1,547.24 followed by 227 payments of £1,691.93.
The total amount payable would be £490,562.28 made up of the loan amount plus interest of £273,853.28 and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Self-Build - 1 Year Extension 80% LTV
Initial Interest Rate
7.20%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.80%
Product Code
R169
The following is a representative example based on a mortgage of £200,00.00 payable over 25 years initially on a discounted variable rate of 7.20% for 1 year followed by our Standard Variable Rate of 8.59%. In this example you would make 12 monthly payments of £1,439.18, followed by 288 monthly payments of £1,617.81.
The total amount payable would be £483,274.44 made up of the loan amount plus interest of £283,199.44, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 60% LTV
Initial Interest Rate
5.20%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.80%
Product Code
R200
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,371.49, 48 payments of £1,656.82 and 228 monthly payments of £1,812.68.
The total amount payable would be £525,809.16 made up of the loan amount plus interest of £295,734.16 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV
Initial Interest Rate
5.30%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.80%
Product Code
R201
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,385.06, 48 payments of £1,657.82 and 228 monthly payments of £1,813.76.
The total amount payable would be £526,429.08 made up of the loan amount plus interest of £296,354.08 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
5 Year Discount 80% LTV
Initial Interest Rate
5.84%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.50%
Product Code
R182
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.84% for 5 years, a further discounted variable rate of 7.34% for 1 year, followed by our Standard Variable Rate of 8.59%. In this example you would make 60 monthly payments of £1,459.48, 12 payments of £1,642.33 and 228 monthly payments of £1,796.82.
The total amount payable would be £517,026.72 made up of the loan amount plus interest of £286,951.72 and the following costs, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 85% LTV
Initial Interest Rate
5.45%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
7.80%
Product Code
R202
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,426.17, 48 payments of £1,681.73 and 228 monthly payments of £1,839.00.
The total amount payable would be £527,358.24 made up of the loan amount plus interest of £297,283.24 and the following costs, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 90% LTV
Initial Interest Rate
5.75%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.90%
Product Code
R184
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.75% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,446.94, 48 payments of £1,662.15. and 228 monthly payments of £1,818.51.
The total amount payable would be £529,205.04 made up of the loan amount plus interest of £299,130.04 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 95% LTV
Initial Interest Rate
6.30%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.00%
Product Code
R185
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,524.36, 48 payments of £1,667.17 and 228 monthly payments of £1,823.99.
The total amount payable would be £532,553.52 made up of the loan amount plus interest of £302,478.52 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 60% LTV
Initial Interest Rate
5.65%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.30%
Product Code
R188
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.65% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £996.92, followed by 276 monthly payments of £1,279.86.
The total amount payable would be £377,242.44 made up of the loan amount plus interest of £217,167.44, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 75% LTV
Initial Interest Rate
5.94%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.30%
Product Code
R189
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,025.02, followed by 276 monthly payments of £1,281.95.
The total amount payable would be £378,493.68 made up of the loan amount plus interest of £218,418.68, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 80% LTV
Initial Interest Rate
6.54%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.50%
Product Code
R190
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,084.33, followed by 276 monthly payments of £1,286.07.
The total amount payable would be £381,054.24 made up of the loan amount plus interest of £220,979.24, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
First Time Landlord - 2 Year Discount 75% LTV
Initial Interest Rate
6.79%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.50%
Product Code
R191
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,109.50, followed by 276 monthly payments of £1,287.70.
The total amount payable would be £382,108.20 made up of the loan amount plus interest of £222,033.20, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life 2 - 2 Year Discount 60% LTV
Initial Interest Rate
5.79%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.90%
Product Code
R186
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,452.51, 48 payments of £1,662.53 and 228 monthly payments of £1,818.92.
The total amount payable would be £529,450.44 made up of the loan amount plus interest of £299,375.44 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life 2 - 2 Year Discount 80% LTV
Initial Interest Rate
6.79%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.10%
Product Code
R187
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,594.91, 48 payments of £1,671.37 and 228 monthly payments of £1,828.60.
The total amount payable would be £535,499.40 made up of the loan amount plus interest of £305,424.40 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Government First Homes Scheme - 2 Year Discount 95% LTV
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.90%
Product Code
R197
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,480.49, 48 payments of £1,664.38 and 228 monthly payments of £1,820.94.
The total amount payable would be £530,671.32 made up of the loan amount plus interest of £300,596.32 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Holiday Let - 2 Year Discount 80% LTV
Initial Interest Rate
6.54%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.50%
Product Code
R196
The following is a representative example based on a mortgage of £16,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,084.33, followed by 276 monthly payments of £1,286.07.
The total amount payable would be £381,054.24 made up of the loan amount plus interest of £220,979.24, and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative
Note: What you will pay may vary from this and will depend on your personal circumstances.