Fixed Rate Mortgages

With our Fixed Rate Mortgages, the interest rate remains the same for a set period of time. This means you’ll know exactly how much you’re putting towards your mortgage each month, which can help you budget and plan for the future. 

Our mortgages

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2 Year Fixed Rate 60% LTV (fixed until 28.02.2027

Initial Interest Rate

4.79%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.50%

Product Code

R221

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 4.79% until 28th February 2027, a further discounted variable rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,240.06, followed by 48 monthly payments of £1,540.86 followed by 225 payments of £1,684.96.

The total amount payable would be £486,633.90 made up of the loan amount plus interest of £269,924.90 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 85% LTV (fixed until 28.02.2027)

Initial Interest Rate

4.99%

Maximum Loan To Value (LTV)

85%

Overall Cost for Comparison

7.60%

Product Code

R222

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 4.99% until 28th February 2027, a further discounted variable rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,265.16, followed by 48 monthly payments of £1,543.03 followed by 225 payments of £1,687.33.

The total amount payable would be £487,949.01 made up of the loan amount plus interest of £271,240.01 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 95% LTV (fixed until 28.02.2027)

Initial Interest Rate

5.39%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

7.70%

Product Code

R223

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.39% until 28th February 2027, a further discounted variable rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,316.13, followed by 48 monthly payments of £1,547.24 followed by 227 payments of £1,691.93.

The total amount payable would be £490,562.28 made up of the loan amount plus interest of £273,853.28 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.