Online Saver (Triple Access)

Available to eligible UK residents aged 18 years old and above only. The account can be held on your own or jointly with someone else.

Only one Online Saver (Triple Access) is permitted per customer. Other Easy Access Accounts can be held alongside this account.

To open an account you will need to apply online and let us have;

• at least the minimum deposit of £1,000 and
• proof of your identity and address
• funds within 15 calendar days. If no funds are received the account will be closed.

The maximum balance is £500,000 and the overall maximum holding by any one person in respect of all savings accounts with the Society is £500,000.

Transfers in from other Chorley Building Society Accounts are permitted.

This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.

This product can be opened and managed via Chorley Online only. Please refer to the Society’s Savings Accounts General Terms and Conditions and Chorley Online Terms and Conditions.

• This account permits 3 withdrawals per calendar year (running from January to December each year), without loss of interest or a penalty.
• Interest is paid annually on the 31^st of December. The annual interest can be withdrawn, and this does not count as one of the 3 withdrawals.
• Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Share Account rate (currently 1.00% Gross p.a./AER variable). This interest rate will apply for the remainder of the calendar year. At the start of the new calendar year the account will revert to the Online Saver (Triple Access) interest rate available at that time. 
• Withdrawals can be requested via Chorley Online only. You can request a same day transfer to any of your eligible Chorley accounts or a next day payment to a nominated bank account, providing this is in your name. 
• Withdrawal conditions apply; please refer to section 9 of the Savings Accounts General Terms and Conditions and section 7 of the Chorley Online Terms and Conditions for further details.
• The minimum account balance to be maintained is £1000, should the balance reduce below £1000 the account will be closed.

Whether you need to pay tax is dependent on your own personal circumstances and may be subject to change in the future. Interest is paid gross on all our savings accounts – except ISAs where it is paid tax-free. For more information on Tax Allowances please call HMRC on 0300 200 3300 or visit https://www.gov.uk/apply-tax-free-interest-on-savings  

Changing your mind

Once you have opened an account, you have 14 days to let us know that you have changed your mind. The 14 days will start after the account is opened or, if later, after you first receive (on paper or electronically) a copy of Chorley Building Society's Savings Accounts General Terms & Conditions and the Product Specific Features. If you let us know within this time that you no longer want the account, we will give you your money back (together with any interest it has earned) or help you switch to another one of our accounts which you are eligible for (if we have received cleared money). Should you change your mind about this account please send written notification of your cancellation to us at Head Office, Key House, Foxhole Road, Chorley, PR7 1NZ.

What to do if you’re not satisfied

If you are not satisfied with our services we operate an internal complaints procedure. A copy of this procedure is available online at www.chorleybs.co.uk or you can ask in any of our branches for details of this procedure. If you are not satisfied with our final response, you may be eligible to take your complaint to the Financial Ombudsman Service (FOS).